Q. What is the Release form the insurance company wants me to sign from my personal injury accident?
A. In order for you to get paid on your car accident or injury, the insurance company will require you to sign the Release form. The Release will prevent you from coming back for additional damages and financial compensation. You need to be certain the offer pays your properly. Have you computed all damages to include things such as medical bills, deductibles, lost wages, pain and suffering, scars, etc.
Once you sign the form it will have long-term consequences. A common issue with the injured is they need money. They have missed work, had to pay for medical treatment, auto deductibles, and car rental. Initially the quick money sounds like a good idea to pay the bills. Don't take a fraction of what you may have received.
Talk to an experienced personal injury attorney before you sign the Release. The Law Office of Richard E. Clark, LLC offers free consultations on all car accident or personal injury matters. Call Attorney Clark at (603) 431-0009, or visit www.NHseacoastLawyers.com.
Sunday, February 26, 2012
The insurance company offered me money for my car accident. Should I take it?
Q. The insurance company offered me $5,000.00 for my car accident. Should I take it?
A. First, think about why they're offering you a settlement. Do you really believe they want to pay you what you deserve? Odds are it's an effort to limit their exposure. They realize your case could continue for an extended period. If they get you to take something quickly, it will prevent you from collecting more later. Before your paid you will be required to sign a RELEASE, preventing you from collecting additional payments for just about everything. It's common our clients believe the injury will be over in a few weeks, unaware they will continue to receive medical treatment for six months to years.
Talk to an experienced personal injury attorney. Attorney Richard E. Clark has in-depth understanding of complex back injuries and the value of your case. If the insurance company is calling you, do not allow them to record your telephone conversations.
A. First, think about why they're offering you a settlement. Do you really believe they want to pay you what you deserve? Odds are it's an effort to limit their exposure. They realize your case could continue for an extended period. If they get you to take something quickly, it will prevent you from collecting more later. Before your paid you will be required to sign a RELEASE, preventing you from collecting additional payments for just about everything. It's common our clients believe the injury will be over in a few weeks, unaware they will continue to receive medical treatment for six months to years.
Talk to an experienced personal injury attorney. Attorney Richard E. Clark has in-depth understanding of complex back injuries and the value of your case. If the insurance company is calling you, do not allow them to record your telephone conversations.
Wednesday, December 28, 2011
The insurance company is calling me. What should I do?
Q. The insurance company is calling me about my accident. What should I do?
A. The person injured usually thinks it's a good idea to talk to the insurance company. The moment you call, a recording states the call will be recorded for customer service. Do not allow your call to be recorded. Don't be fooled, this is an evidence gathering method for the insurance company. You can expect anything you allow to be recorded to come up in trial and it could be spun to be used against you.
Seek treatment immediately if required. Continue to follow the treating physician's recommendation. Take pictures of anything relevant. Speak to a lawyer immediately. Most law firms will work on a contingent fee agreement, meaning you will only pay for your legal representation if you're successful.
A. The person injured usually thinks it's a good idea to talk to the insurance company. The moment you call, a recording states the call will be recorded for customer service. Do not allow your call to be recorded. Don't be fooled, this is an evidence gathering method for the insurance company. You can expect anything you allow to be recorded to come up in trial and it could be spun to be used against you.
Seek treatment immediately if required. Continue to follow the treating physician's recommendation. Take pictures of anything relevant. Speak to a lawyer immediately. Most law firms will work on a contingent fee agreement, meaning you will only pay for your legal representation if you're successful.
Sunday, May 29, 2011
Why won't the insurance company pay my self-employed lost wages from my car accident?
Q. Why won't the other insurance company pay my self-employed lost wages from my car accident?
A. The calls we get from the self-employed client are always the same. The insurance company has called and talk to the injured party. The person that becomes our clients have told us, the insurance company tells them they’re self-employed and it’s difficult to prove lost wages and they will pay a fractional amount, usually 15%, or nothing. We pay for all types of insurance our entire lives, then in the rare case we need it, the insurance companies try to screw us.
Insurance companies are in the business of making money by paying you as little as possible. It's not their goal to pay you what you deserve. The self-employed have a little more work to determine what their lost wages are. It's not as concrete as a W-2 to list your income, or a pay stub. It's an area that that is open for argument. Be cautious when dealing with your initial talk with the insurance company. Your statements given to insurance companies will be spun to be used against you. Don't allow them to record your conversations.
Recent New Hampshire case law has stated New Hampshire law “does not require that damages be calculated with mathematical certainty, the method used to compute damages need not be more than approximation”. Cabone v. Tierney, 151 N.H. 521 (2004).
The Law Office of Richard E. Clark, LLC aggressively represenst personal injury clients throughout New Hampshire and Massachusetts. Attorney Clark will fight to get what you deserve. For a free consultation, call Attorney Clark at (603) 431-0009.
What is my personal injury worth?
Q. What is my personal injury worth?
A. It depends on many factors. Some not listed here. It is well settled an injured party, the Plaintiff, is entitled to be compensated for all his damages. Bixby v. Dunlap, 56 N.H. 456 (1876). New Hampshire law “does not require that damages be calculated with mathematical certainty, the method used to compute damages need not be more than approximation”. Cabone v. Tierney, 151 N.H. 521 (2004).
You want to know what your case is worth. Attorney Clark explains, the total value of your case evolves as your treatment progresses, facts become available, and the extent of injuries become certain. Some of the elements Attorney Clark uses to determine the value of your claim is the extent of the injuries, pain, scarring, marital status, cost of medical treatment, permanency of injury, brain, spinal and neurological injury, lost future earning capacity, age of the client, loss of consortium, and future medical cost. Other considerations include evidence available, character of the injury, preexisting injuries, lost wages and incidental damages.
Personal injury law is complex. Attorney Clark’s knowledge of state statutes and regulations, case law, medical knowledge, use of experts, ability to negotiate complex issues, and try legal matters will ensure you get what you deserve.
We look forward to working with you, to ensure you get what you deserve. We aggressively represent personal injury clients in New Hampshire and Massachusetts. For a free consultation, call Attorney Clark at (603) 431-0009.
Wednesday, May 4, 2011
The Top 10 things you should do when injured in an accident
- Get treated by the hospital on the day of the injury;
- Follow the orders of the treating physician when applicable;
- Do not allow the insurance company to talk you into taking a percentage of the fault to get a free car rental;
- Do not allow the insurance company to record your telephone conversation;
- Do not talk to the insurance company about your case;
- You should provide the law enforcement officer and other party your insurance information at the scene of the accident;
- Do not fill out the form the insurance company sends you allowing them unfettered access to your medical records;
- Take pictures at the scene of the accident ASAP, if it does not place anyone in harm;
- Take pictures of the damage to the vehicles involved, ASAP. They will be moved quickly and shipped far away if totaled; and
- Meet with an experienced personal injury attorney immediately.
Disclaimer
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.
Thursday, February 17, 2011
Why should I hire a personal injury lawyer in NH?
Q: I was seriously injured in a recent car accident. Why should I hire a lawyer instead of dealing with the insurance company myself?
A: An insurance company is in the business of making money. The less they pay you, the more profit they will make. A good percentage of people just take what they offer. They have no benefit in paying more when some take a percentage of what their case is worth.
Inevitably trying to negotiate an offer with an insurance company representative will put you in the position of saying something to diminish the value of your case. You either get one of two scenarios when they first call you. The first: they sound like they’re really concerned for you, they’re friendly, you feel they really want to do what’s right. You become comfortable with the adjuster, lower your guard and make a costly statement that they’ll use against you and run with. The second scenario: a tough adjuster calls, digs for some facts to use against you and explains you did something wrong and won’t pay you more than some low-ball amount.
An aggressive lawyer that has experience in dealing with personal injury claims can get you the compensation you deserve. They provide a barrier of protection between you and the insurance company. An experienced injury attorney will complete complex legal documents and file the lengthy required paperwork. An injury lawyer will determine what your case is worth, advise you on how to protect your interests, and mark your case up to be heard before a jury when necessary.
A guide to NH personal injury can be found at NHseacoastLawyers.com.
The Law Office of Richard E. Clark handles all types of serious personal injury claims on a contingency fee basis, meaning you don't pay attorney's fees until we recover money for you. To schedule a free consultation, call Attorney Clark of the Law Office of Richard E. Clark, LLC in Portsmouth NH at (603) 431-0009. Mr. Clark focuses his practice in personal injury throughout the State of New Hampshire.
A: An insurance company is in the business of making money. The less they pay you, the more profit they will make. A good percentage of people just take what they offer. They have no benefit in paying more when some take a percentage of what their case is worth.
Inevitably trying to negotiate an offer with an insurance company representative will put you in the position of saying something to diminish the value of your case. You either get one of two scenarios when they first call you. The first: they sound like they’re really concerned for you, they’re friendly, you feel they really want to do what’s right. You become comfortable with the adjuster, lower your guard and make a costly statement that they’ll use against you and run with. The second scenario: a tough adjuster calls, digs for some facts to use against you and explains you did something wrong and won’t pay you more than some low-ball amount.
An aggressive lawyer that has experience in dealing with personal injury claims can get you the compensation you deserve. They provide a barrier of protection between you and the insurance company. An experienced injury attorney will complete complex legal documents and file the lengthy required paperwork. An injury lawyer will determine what your case is worth, advise you on how to protect your interests, and mark your case up to be heard before a jury when necessary.
A guide to NH personal injury can be found at NHseacoastLawyers.com.
The Law Office of Richard E. Clark handles all types of serious personal injury claims on a contingency fee basis, meaning you don't pay attorney's fees until we recover money for you. To schedule a free consultation, call Attorney Clark of the Law Office of Richard E. Clark, LLC in Portsmouth NH at (603) 431-0009. Mr. Clark focuses his practice in personal injury throughout the State of New Hampshire.
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